Mortgage Refinance, Analyzed like a
Finance Professional
Mortgage Refinance,
Analyzed like a
Finance Professional
Mortgage Refinance, Analyzed like a
Finance Professional
A deterministic decision tool that evaluates refinancing using amortization schedules, net present value, and transparent assumptions — not rules of thumb.
A deterministic decision tool that evaluates refinancing using amortization schedules, net present value, and transparent assumptions — not rules of thumb.
A deterministic decision tool that evaluates refinancing using amortization schedules, net present value, and transparent assumptions — not rules of thumb.
Make Better Financial Decisions
Make Better Financial Decisions
Refinance With Clarity
Refinance With Clarity
Features
What the tool does
Features
What the tool does
Features
What the tool does
Interest cost comparison
See how interest changes contribute to the refinance decision.
Interest cost comparison
See how interest changes contribute to the refinance decision.
Interest cost comparison
See how interest changes contribute to the refinance decision.
Equity Impact
See how paying off principal early or increasing equity impacts the financing decision.
Equity Impact
See how paying off principal early or increasing equity impacts the financing decision.
Equity Impact
See how paying off principal early or increasing equity impacts the financing decision.
NPV Based Logic
Analysis uses Net Present Value (NPV) to take into account the time value of money.
NPV Based Logic
Analysis uses Net Present Value (NPV) to take into account the time value of money.
NPV Based Logic
Analysis uses Net Present Value (NPV) to take into account the time value of money.
Scenario Specific Verdicts
Get a recommendation and analysis based on your specific scenario.
Scenario Specific Verdicts
Get a recommendation and analysis based on your specific scenario.
Scenario Specific Verdicts
Get a recommendation and analysis based on your specific scenario.
Finance Professor's Take
The Finance Professor’s Take is an expert-level interpretation of the results using standard financial economics principles.
Finance Professor's Take
The Finance Professor’s Take is an expert-level interpretation of the results using standard financial economics principles.
Finance Professor's Take
The Finance Professor’s Take is an expert-level interpretation of the results using standard financial economics principles.
How it works
From inputs to insight. Just three simple steps.
How it works
From inputs to insight. Just three simple steps.
How it works
From inputs to insight. Just three simple steps.
01
Enter current mortgage details
01
Enter your current mortgage details
01
Enter current mortgage details
02
Enter refinance terms and time horizon
02
Enter refinance terms and time horizon
02
Enter refinance terms and time horizon
03
Review NPV-based verdict and explanation
03
Review NPV-based verdict and explanation
03
Review NPV-based verdict and explanation
Pricing
Simple, Transparent Pricing
Pricing
Simple, Transparent Pricing
Pricing
Simple, Transparent Pricing
Mortgage Refinance Decision Tool
$49.99
One-time purchase
Personal use Instant access with license key
Up to 2 connected accounts
Mortgage Refinance Decision Tool
$49.99
One-time purchase
Personal use Instant access with license key
Up to 2 connected accounts
Mortgage Refinance Decision Tool
$49.99
One-time purchase
Personal use Instant access with license key
Up to 2 connected accounts
FAQ
Common Questions
FAQ
Common Questions
FAQ
Common Questions
Is this financial advice?
How is this different from a typical mortgage calculator?
What is the "Finance Professor's Take"?
What does “discount rate” mean in this analysis?
Why does the recommendation depend on how long I stay in the home?
Does a positive Net Present Value (NPV) guarantee refinancing is the right choice?
Does the "Finance Professor’s Take" guarantee the “right” decision?
Who is this tool designed for?
Do I get ongoing access after purchase?
Is this financial advice?
How is this different from a typical mortgage calculator?
What is the "Finance Professor's Take"?
What does “discount rate” mean in this analysis?
Why does the recommendation depend on how long I stay in the home?
Does a positive Net Present Value (NPV) guarantee refinancing is the right choice?
Does the "Finance Professor’s Take" guarantee the “right” decision?
Who is this tool designed for?
Do I get ongoing access after purchase?
Is this financial advice?
How is this different from a typical mortgage calculator?
What is the "Finance Professor's Take"?
What does “discount rate” mean in this analysis?
Why does the recommendation depend on how long I stay in the home?
Does a positive Net Present Value (NPV) guarantee refinancing is the right choice?
Does the "Finance Professor’s Take" guarantee the “right” decision?
Who is this tool designed for?
Do I get ongoing access after purchase?